Archived
I made a loan to a relative for $175,000. they are not making the promised repayments. I have a signed loan agreement.
Michael's answer
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Answered on September 18, 2012
Is there something else you had in mind?
Archived
Can I go for bankrupcy where My wife has a10% lien on our son 's house. we are making joint IRS filing > Bothof us unemployed
Michael's answer
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Answered on September 17, 2012
The only question not answered is what is the current value of her son's house and how much is the mortgage on it. Also, 10% ownership is not a...
Archived
Will my bank account get frozen if I file for bankruptcy?
Michael's answer
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Answered on September 16, 2012
Walter may not practice in my local, as I practice mainly in Westchester, Rockland, Putnam, Bronx and Dutchess Counties but his answer is right on...
Archived
My name was mispelled on the bankrtupcy petition, how can I corrent it?
Michael's answer
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Answered on September 13, 2012
You can file an Amended Petition with the Bankruptcy Court.
Archived
Can bankruptcy get rid of private student loans?
Michael's answer
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Answered on September 13, 2012
In 2005 Congress made private student loans non dischargeable as had been non private student loans for many years.
Archived
Can I eliminate a heloc since filing chapter 7 in 2004 with Bank of America
Michael's answer
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Answered on September 09, 2012
In a word, no.
Archived
I am going to file for the bankr. Chapter 7. If that correct that I may include IRS debts if the taxes were filed not earlier
Michael's answer
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Answered on August 30, 2012
No. All debts must be listed on your schedule of debts whether or not the debt is dischargeable.
What does the bankruptcy discharge papers for a chapter 7 look like?
Michael's answer
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Answered on August 29, 2012
It is a very short letter that states that your debts have been discharged subject to certain provisions in the Bankruptcy Code regarding non...
Archived
How are multiple alternative addresses for creditors listed on the chapter 7 Bankruptcy papers?
Michael's answer
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Answered on August 27, 2012
There are 2 ways it is commonly done. One is to list the additional addresses as if they are separate creditors but with the balance at 0 and note...
Archived
How can we retain a new lawyer to handle our chap 13 case? Here are two examples why we ask this question,
Michael's answer
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Answered on August 23, 2012
I suggest that you have an in person consultation with a new attorney and discuss all these issues.
Of course, being on a tight budget is not...
