I want to settle my second mortgage. Both 1st and 2nd were discharged in BK-7.

I would increase the offer until you find a mutually agreeable amount. If that does not work, there are alternatives but you need to make an...

I opened up a credit card on my moms name.

I would like to think your mother would not file a criminal complaint against her own child. I really do not think the NYC PD would be overly...

On my credit report , i have a judgment but never got any letters sent to me , what should i do ?

I would get a copy of the entire file from the Court clerk's office. You may be able to vacate (set aside) the judgment.

Is bankruptcy an option?

I do not see a bankruptcy case as a necessary at this time. Based on what you have said, the debts will pass with your father and your mother will...

I owe IRS for 2010 and 2011. now you SS disability I have no money nor property. How should I ask for payment arrangement?

You have nothing to lose and everything to gain by contacting the IRS. They may put you in non collectable status and give you a break.

It is the longer of the two periods. So the look back is 6 years in NY. That having been said, the standards are different for the NY look back and...

I have received a summary judgement against me for a credit card debt. Can you help me.

Thank you for your question. A local attorney to you should be able to fully advise you. You can defend the motion for summary judgment; you can do...

Exemption on automobile in chapter 7

No. No. No. It is one exemption per titled owner. However, you may be able to use the Federal exemptions which give you an additional 11,975...

I would like to know if we can change our chapter13 to a chapter 7 and still keep out home ? is [email protected]

Each County in New York has a different "homestead exemption", meaning the amount of equity (fair market value less all mortgages including HELs...

Evidentiary hearing for failure to list P/I case in bankruptcy

I guess you are asking if the trustee can do what he or she is doing & the answer of course will be decided by the judge. The issue is why you...