Archived
I have a question regarding my Chapter 13 Plan. I have an attorney but he does not like to communicate. Please help!!!
Michael's answer
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Answered on March 21, 2013
If you have an attorney, send him an email. Keep at it until you receive your answer.
Archived
Is bankruptcy is the option for me for I can't pay my bill because I lost my job
Michael's answer
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Answered on March 19, 2013
If $8,000 is your only debt and you have no source of income, I would hold off on filing. Generally, you should have about $10,000 in debt and you...
Archived
How are new local rules or order made or proposed in bankruptcy? What is the name of the body or committee in charge of this?
Michael's answer
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Answered on March 15, 2013
I really have no idea what you are asking. What is a "GUC"?
That said, the Government and parties that are responsible, pass rules that are...
Archived
My legal responsibilities ? it is possible to claim bankruptcy on my line of credit since i dint not sign my house as collateral
Michael's answer
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Answered on March 15, 2013
I think the prudent thing would be to check with the County Clerk where you live and confirm that you did not sign a mortgage for this loan.
Archived
How do I get rid of a 2 family empty house I abbandened 5 years ago that has an unpaid morgage
Michael's answer
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Answered on March 15, 2013
I hate to be hate bearer of bad news, but the Courts have ruled that there is no way to force a bank to take back a house. There are cleaver ways...
Has New York State changed it statute of limitations for credit card debt to 3 years?
Michael's answer
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Answered on March 15, 2013
No. The statute of limitations in New York for credit card purchases is 6 years.
Archived
I need to file for an estate that is more than 30,000 in nys
Michael's answer
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Answered on March 14, 2013
I think you need to repost this question to another category. It is coming up under Bankruptcy.
Archived
With no car and social security income only, do I qualify for Chapter 7 bankruptcy in New York state?
Michael's answer
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Answered on March 11, 2013
You pass the residence requirement for venue and you pass the income test for the means test. The only issues left are your property and debts,...
Archived
I have a question on bankruptcy and injury settlement in my wife's name
Michael's answer
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Answered on March 08, 2013
In a word, No. Her property is her property.
Archived
Plan to file. ch 7 next week /want to surrender my '06 used car - owe 7000$. Should I surrender i now or wait? Don't want it.
Michael's answer
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Answered on March 08, 2013
It does not matter when you surrender it unless the ownership of the car and the car loan are necessary for you to qualify under the means test.
