Archived
Can the bank that gave you the HELOC charge off the debt and the same bank ask for repayment and collect from you?
Michael's answer
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Answered on January 25, 2014
"Charge off" and even "write off" are accounting terms and like many accounting terms they do not have their obvious meaning.
Archived
CAN AN UNSECURED HOME LOAN II REPRESENTED AS A PERSONAL LOAN BE DISCHARGED IN CA CHAPTER SEVEN.
Michael's answer
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Answered on January 16, 2014
You can discharge the debt to the lender but the lien on the house will not go away meaning that when and if you sell the house you will have to...
Archived
Chapter 13 question
Michael's answer
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Answered on January 15, 2014
There are exemptions that can be applied to the personal injury settlement that will allow you to keep a sizeable portion of the money.
Archived
In 2006.. My pension loan was $6,000 but now with interest is close to $9,000
Could I file Bankruptcy?
Thanks...
Michael's answer
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Answered on January 15, 2014
You cannot discharge a pension loan. It is a debt incurred by you from you.
Archived
I am planning to file a chapter 7 bankruptcy. If I use the homestead exemption, how much cash can I exempt?
Michael's answer
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Answered on January 14, 2014
Do yourself a favor and hire an attorney. That said, it depends on whether you take the Federal exemptions or the state exemptions.
Archived
Can interest from a mortgage note be added in a bankruptcy claim. Note says 2% interest to be added after grace period
Michael's answer
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Answered on January 14, 2014
If the property is worth more than the mortgage then you are entitled to interest on arrears as long as the mortgage so provides.
Archived
Can I file an amount more than what is indicated in the secured claims?
Michael's answer
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Answered on January 14, 2014
You can file for any amount you can prove is owed.
Archived
When chapter11 is forced to convert to chapter7,
what is best to do now?
just know the trustee try to convert.
Michael's answer
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Answered on January 10, 2014
You could try to dismiss the case. It is not automatic but you have a shot.
Selected as the best answer
Archived
If i filed for a bankruptcy and was sucessfully discharged and then had a judgment put against me after the fact am i protected?
Michael's answer
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Answered on January 09, 2014
I think you may have submitted this question two times; the second by mistake.
Archived
If i filed for bankruptcy, was discharged but now have a judgment against me after i was discharged debt was prior to it am i ok
Michael's answer
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Answered on January 09, 2014
You only have to be concerned about a judgment if you own real estate. Otherwise the judgment is unenforceable.
