Archived
Should I file for bankruptcy? (Chapter 7?)
Michael's answer
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Answered on October 31, 2014
You certainly qualify for bankruptcy relief. From an economic point of view the answer is yes. From a moral point of view the answer is yes. The...
Archived
Will bankruptcy eliminate a lien on a property that debtor no longer owns?
Michael's answer
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Answered on October 16, 2014
Bankruptcy does not remove liens. Period. When you bought out his interest you bought the lien as well. The lien will have to be removed by the...
Archived
If I filed a pro se bankruptcy petition, do I have to send it to creditors or will the trustee do that? what are the next steps.
Michael's answer
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Answered on October 14, 2014
The best advice any lawyer can give you at this time is to hire a lawyer.
Archived
I recently filed for Chapter 7 bankruptcy.
My landlord petitioned the bankruptcy court for a lift of the automatic stay.
Michael's answer
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Answered on October 14, 2014
It is really too technical to explain here, but If a warrant of eviction was issued then the stay is limited; if there is no lease, there is...
Archived
If I pay only recent charges on a credit card, not the "old debt", I am eligible for ch. 7?
Michael's answer
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Answered on October 13, 2014
The better approach is to stop using credit cards. It is not possible to earmark which charges you are paying for.
Is it possible for a landlord to start a holdover eviction proceeding against a tenant while there is a bankruptcy pending?
Michael's answer
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Answered on October 09, 2014
They have to get permission from the bankruptcy court to proceed against you in the landlord tenant matter.
Archived
Should i expect any issues on a chapter 7 petition because of a consolidation loan about 7 months ago?
Michael's answer
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Answered on October 06, 2014
Maybe. I get these APs on the occasion. The trick is to have a good defense and assert it.
Archived
How soon after a discharge in bankruptcy is granted are the creditors paid?
Michael's answer
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Answered on October 02, 2014
The trustee has to administer the estate. That can take as long as 12 months.
Archived
Can my gym legally deny my membership cancellation and continue charging monthly payments?
Michael's answer
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Answered on October 02, 2014
Your rights and remedies are spelled out in the agreement that you signed for the gym membership. There will be a paragraph stating how you may...
Archived
My husband has a very bad spending habit, am I liable for his loans and credit cards he incurred while we are married?
Michael's answer
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Answered on October 01, 2014
You are only liable to creditors if you signed the application with the creditor for the loan or credit card.
