If you live with your spouse, his income will be taken into account on the means test. However, you can take a marital deduction for some of his...

Can I file for bankruptcy if I own a house

You can certainly file bankruptcy even if you own a house. Assuming you are current on the mortgage, the only issue would be your equity in the...

I have an eviction pending. Can bankruptcy help get a stay and avoid it?

A Chapter 13 will stop the eviction if there is no warrant if eviction. If you want to stay there, you will have to pay the back rent over 3 to 5...

Will I be cleared of the loan, credit cards debt and have my bank account back to 0 instead of the negative.

All your debts will normally be wiped out in a Chapter 7 case. You can also wipe out the money you owe the bank on your overdrawn account.

Under a chapter 7, if a vechile that I register and insure under my name, be taken by the trustee. But the title is in my moms.

If you are not on the title, there should not be an issue with the trustee taking the car. If you paid the car loan or gave money towards the...

Depending on the value of the car, the trustee may be able to take it. It would be best to have the car titled in your name after the bankruptcy is...

I am considering filing for a chapter 13 bankruptcy. I was told that New York State has lenient bankruptcy laws.

You may qualify for filing under Chapter 7 and wipe out your debts. As Michael Schwartz pointed out, settling with the creditors may leave you with...

When completing sch E & F how should a credit card be listed as (contingent, unliquidated or disputed)?

Credit card debt is normally listed on Schedule F and not on Schedule E. If you believe you do not owe the debt or disagree with the amount owed,...

Can I file for chapter 7 if I make $25000 a year?

You should have no trouble qualifying for a Chapter 7 case. If you are married, your spouse's income will also be included. If you are unmarried,...

If i do a NO asset chapter 7 bankruptcy, do i need to list contingent creditors to get protection.

You should definitely add those contingent creditors. Just list the debts as unknown and possibly disputed. If you don't include them, it's...