You do not need to be in collections nor do you need to be behind on your bills to file bankruptcy. You will not be penalized for trying to pay...

I've filed Chapter 13 cases in which the Debtor paid 100% of all creditors' claims and their monthly payment was far less than their disposable...

Can I use the state's (New York) homestead exemption for bankruptcy? And homestead exemption amount?

You can claim the $160,375. That is for equity in the property (what you owe above what it’s worth). Since you purchased the condo recently it’s...

While you do not have a large amount of debt, you may very well qualify to wipe out the debt in a Chapter 7 case. Your income and expenses would...

If I already have a chapter 13 agreement with a condominium cooperation and I am paying the requested amount in the agreement?

They should not be charging you late fees on the maintenance that you are paying back in your plan.

The rent listed on the means test is a standard amount that is not based on what you actually pay for rent. On Schedule J you list the rent you...

Hello, I’m interested in getting a personal loan and was wondering about bankruptcy

If you take out a loan right before you file for bankruptcy, the bank or company giving you the loan will likely object to you trying to wipe out...

I filed a Bankruptcy 7 On 3/2016 it was discharged (signed by court) 10/2016. There is a timeframe that you cant receive ?

You need to report an inheritance received within 180 days of the filing date, 3/2016. You may be able to protect part of the inheritance. You...

It's common to convert a Chapter 13 case to Chapter 7, especially if your income went down. You need attorney to make sure your assets are...

How can I get out of debt with out paying a penny.

Your creditors will not be able to go after your SSI. You may want to file a Chapter 7 Bankruptcy to avoid being harassed. If SSI is your only...