Generally speaking, no. At 21, you are legally competent to enter into contracts. Unless your parents signed as guarantors or otherwise agreed ...

What remedies does FDCPA provide for fraudulent billing/ collection practices?

With the limited facts you have provided, you may have a remedy under the FDCPA. However, the FDCPA only applies to third party debt collectors...

Generally, under N. Y. Labor Laws § 191, an employer must issue a final paycheck to a terminated employee on or before the next regularly scheduled...

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Statue of Limitation of Debt owned to State of New York

In general, I agree with Mr. Corbin although you do not have a legal obligation to inform the world of your change of address. However, you cannot...

If I file a lawsuit for under $50,000 for arbitration and I appeal and go to trial can I get more than $50,000 if I am awarded

There are too many open issues to properly answer your question. For example, did you merely file an arbitration or has the case been adjudicated?...

Received notice of a class action suit - do I opt out? Obtain my own attorney? I will not receive anything being part of this.

Generally speaking, it is uneconomical for a consumer to bring an action for an injury that results in small monetary damages. This fact...

Can file lawsuit against netflix in the case of consumer privacy violation?

Once a class action has settled, the opportunity to be a class representative has passed. A class representative - or lead plaintiff - is an...

I received a notice regarding a Netflix settlement that may affect me

In essence, the settlement entitles you to exactly what has been agreed to by the terms of the settlement. The notice you received must, by law,...

What would I be able to get from Netflix if I were to exclude myself from the settlement and sue them personally?

Generally speaking, it is uneconomical for a consumer to bring an action for an injury that results in small monetary damages. Specifically, the...

Do I have to pay a debt In NYC , if it has been 6 years since the time I have made a payment on this debt ?

Let's first address the moral component of your question. If the debt was legitimately incurred, then you have an obligation to pay the debt to the...