Archived
Can someone explain my 'proposed pleading' papers to amend my pleadings?
Jeffrey's answer
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Answered on September 25, 2012
There are several sources that may be of help to you. First, you should familiarize yourself with New York Civil Practice Law and Rules ["CPLR"]. ...
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Archived
When filing for ch.7 bankruptcy, will paying for my dtr's wedding gown and reception be held against me? I will file in 2013.
Jeffrey's answer
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Answered on September 25, 2012
I apologize in advance for not directly answering your question. Let me briefly say that I agree with Mr. Koplen although any attorney would need...
Archived
I received a summons yesterday from a credit card company, I called and offered a settlement but we couldn't agree on a amount.
Jeffrey's answer
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Answered on September 21, 2012
You do not provide the amount of the settlement you are attempting to settle. However, you may want to seriously consider retaining an attorney...
Archived
My son has never lived me with at my home or residence. i guess he gotinto credit trooubles and they are suing him they keep
Jeffrey's answer
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Answered on September 21, 2012
You may well have a remedy under the Fair Debt Collection Practices Act. The Fair Debt Collections Practices Act ["FDCPA"], 15 U.S.C. §§...
Confession of Judgment / Final Judgment
Jeffrey's answer
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Answered on September 19, 2012
One method of securing a debt in New York State is the confession of judgment. The method is provided for in New York Civil Practice Law and Rules...
Archived
I need some advice regarding a debt with Chase. I owe Chase and Midland bought the loan from Chase.
Jeffrey's answer
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Answered on September 18, 2012
First and foremost, you would be well advised to disregard any advice offered by attorneys who are not licensed to practice law in New York.
If...
When will a small claims judgment appear on my credit report?
Jeffrey's answer
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Answered on September 17, 2012
My comment is addressed to the attorneys who have submitted the three posted answers.
Gentlemen,
I firmly believe, as do many others on Avvo,...
Archived
What can I do to stop the fake Payday Loans Collectors to stop calling?
Jeffrey's answer
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Answered on September 15, 2012
New York has several laws prohibiting payday loans. Under New York General Obligations Law § 5-501 the civil usury cap is 16% APR. Under New York...
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Archived
What is the maximum amount an employee can deduct to satisfy two garnishments in NY?
Jeffrey's answer
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Answered on September 13, 2012
The amount of your wages that can be garnished for a private debt varies according to your income. Private debts include credit cards, medical...
Archived
Fee arbitration and lawsuit
Jeffrey's answer
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Answered on September 13, 2012
First and foremost, NEVER ignore a lawsuit. Although the other party may be inarguably wrong, ignoring litigation can result in a default judgment...
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