Archived
American Arbitration Association in New York for employment disputes - how long does the process take?
Jeffrey's answer
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Answered on October 09, 2013
If you are represented by counsel, you should ask your attorney. If not, then you should thoroughly familiarize yourself with the rules of the...
Archived
I have a couple pay day loans and I live in NYS. I stopped paying on them can they issue a warrant or lawsuit ?
Jeffrey's answer
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Answered on October 08, 2013
General Obligations Law § 5-501 the civil usury cap is 16% APR. Under New York Penal Law § 190.40 and 190.40 the criminal usury cap is 25% APR....
Archived
When does the state have to provide discovery? Is it after motion preactice?
Jeffrey's answer
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Answered on October 03, 2013
Your question implies that you are represented by counsel. If that is the case, you should consult with your attorney.
Archived
I am working collections for a small city based business with an outstanding balance over 100k in accounts receivable.
Jeffrey's answer
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Answered on October 01, 2013
You don't say if this is one account or several that are past due. The approach is different depending upon the amount owed and nature of the...
Archived
My federal student loan is in default. I am unable to repay due to unemployment. Will federal govt. or court provide employment?
Jeffrey's answer
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Answered on September 28, 2013
No.
Archived
Can violation of a single federal statue have multiple cause of actions?
Jeffrey's answer
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Answered on September 25, 2013
Without knowing the facts of your case, the answer is, theoretically, yes. For example, a violation of the Fair Debt Collections Practices Act can...
Archived
Loaned Mr. X $5000 drafted a contract that he was to repay me on or before the 30th of November 2012 with an interest of $3000
Jeffrey's answer
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Answered on September 24, 2013
No and depending upon the duration of the loan, you may be guilty of criminal usury.
Archived
I need help obtaining my settlement money from a class action law suit
Jeffrey's answer
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Answered on September 23, 2013
Your remedy is first with the attorneys who currently represent you. If you are unsatisfied with their response, you can try to contact the claims...
Archived
I live in NYC if I file for bankruptcy will this stop wage garnishment? What is the amount of debt do I need to file?
Jeffrey's answer
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Answered on September 16, 2013
I will assume that you are inquiring about filing a Chapter 7 bankruptcy. Here is a very simplified explanation of the process.
Contrary to...
Archived
A creditor(law office firm)put a restraint on my checking account which was in my name only(husband debt-never went after him
Jeffrey's answer
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Answered on September 13, 2013
Unless you are legally obligated to pay the debt, assets that are solely in your name cannot be attached to pay the debt of another person. If the...
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