How effective is the disclaimer?

It depends on the situation. You cannot avoid all liability simply by stating it.

Can my insurer deny covered benefits for genetic defect pre- formal diagnosis?

I agree with Gold. Health insurers often deny any dental claim as a matter of course.

Received only one 1099-C in the mail

To answer the specific question, you can order your tax transcript from the IRS and see what has been filed. I would just file your taxes on what...

I need to know how to close out a corporation that never got started. NY State wants me to pay taxes where I never made money.

Ignore it. You have no personal liability for this. If you are never going to use the corporation, it will simply be deactivated and if you ever...

I just turned in a 2010 leased Mazda and leased a 2012. Disposition fee?

Pay it. This is standard on a Chase Auto lease. You could have asked the dealer to pay it when you got the new lease (that is what I did) as a...

It is not inherently disallowed. It depends upon the situation. The classic case is Burlington Coat Factory stores versus Burlington Northern...

If I default on an investment property can that mortgage holder come after my primary residence? Primary residence is in NY.

Gold is right. Also if the property is in a foreign country, other laws may make it hard to sue here for a deficiency.

A company sued me in small claims court

Yes they can. Without prejudice means the claim exists and can be brought again. They can send letters, and make a new case.

Is a Mechanics Lien our only option to collect after 6 years in NYS?

I agree with Gold. If you want to be perfectly safe, get a court judgment first. If the guy does not care, sell the car, but keep the reciepts if...

Can a creditor file a summons for the same complaint in two different courts/jurisdictions at the same time?

No. They cannot. Double jeopardy is a criminal term. The term you want is entire controversy and res judicata. Answer both cases with the same...

Selected as the best answer