Can I cancel cell contract in the middle of my Chapter 7?

You ought to amend both Schedules F (the list of unsecured creditors) an G (executory contracts) and serve notice on the cell phone carrier of such...

Is it legal for an attorney to charge interest on a payment plan

Yes; however, my practice is not to charge interest. Clients who have to make payments in installments are often the ones who suffer from the...

Chapter 13 Payment Plan

In addition to being dependant upon your monthly net income as one attorney pointed out, the amount to be paid under the chapter 13 plan is also...

Question about Chapt 7 Bankruptcy and Foreclosure

I am thrilled that you never signed a reaffirmation agreement regarding the loans. The discharge from your chapter 7 case should have discharged...

How can I remove/avoid a judgment lien?

You can prevent the bank from obtaining a judgment lien from filing for bankruptcy as the filing witll "stay" the action. But if the bank is a...

Claim Chapter 13 to eliminate 2nd mortgage?

If your home is truly worth less than the first mortgage, you should be able to strip off the second mortgage lien in a chapter 13 bankrutpcy....

After I paid off in full how much time should I wait for my lawyer to file my BK? What should I do?

If you have made your final installment of the retainer to your attorney, there is absolutely no reason why your bankruptcy attorney has failed to...

Generally, a creditor cannot freeze your checking account before it obtains a judgment. Prior to obtaining a judgment, the creditor would serve...

I am being harassed and threatened by Greentree Financial for being 3 weeks late on HELOC, can they threaten to foreclose ?

A HELOC is a mortgage so the HELOC mortgagee could ultimately institute an action to foreclose. Query: Is your home worth less than your first...

My check is being garnished because of a car i had was repoed. because i am making payments, do i get the car back?

As an alternative, you might want to consider filing for bankruptcy if you are having trouble paying you expenses as they become due. The...