Please help me understand my rights

Given the entry of the judgments and the fact that it appears that the judgment creditor has taken steps to garnish your wages (given that your...

Bank Account is Restrained and Frozen I am so sorry that your account was frozen and restrained as a result of the judgment. It could be that...

Im being sued by my paypal visa which they denied join debt settlement?

Stay Clear of Debt Settlement Companies! One of the major problems with debt settlement companies is that unless all of the creditors agree to...

I am behind on a large bill but last month sent 1000 which they cashed then they sent me to collections.

I would not voluntarily send $1,000 payment installments unless you first reached an agreement in WRITING with the creditor. If the creditor has...

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Answered summons within 30 day time. No court date. Today a judgment was made on court records for full amount. can they do this

I practice in New York and not in New Jersey, so the procedure may be a bit different. When you served the answer, did you file it with the clerk...

Chapter 7 trustee is claiming my December bonus should be listed as an asset. How is this so?

The bonus would be an asset of the estate as it relates to services rendered prior to the bankruptcy. The fact that you may be fired and may not...

Filing chapter 7, filling out schedule J line 16 (business expenses), what if the business is out of your home?

BUSINESS DEBTORS, IN PARTICULAR, SHOULD EMPLOY BANKRUPTCY COUNSEL I agree with the attorney answers reflected above, but would emphasize to you...

If the vet sues to collect a disputed bill in small claims court, does it affect your credit ratinb

OBJECT IN WRITING TO INVOICES THAT ARE INCORRECT OR UNJUSTIFIABLE I agree with attorney Bollinger. Absolutely object in writing to the invoice...

Can my parents file a chapter 7 if both are disabled? My mother and father and have had strokes and are completely disabled now.

You can use the bankruptcy filing to (a) discharge your bills, including the medical bills; (b) buy peace of mind as the bankruptcy filing...

My mother is 88, lives on SS. and in debt with credit cards. If she defaults on her cards now, can a lien be placed on he home.

Generally, a creditor cannot simply place a lien on a home without first suing the debtor, which in this case is your mother. Should your mother...