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I unsuccessfully tried to resolve the charges ($90) with the GE Appliance repair service (NYC). What should do to prevent this a
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Answered on August 05, 2014
If you believe that you are being charged twice by the appliance company for the same work that was already paid once through your extended...
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Should I file joint or separate bankruptcy chapter 7 now or later?
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Answered on August 05, 2014
1. New York has adopted Federal Exemptions which are very generous and allow you to keep a significant amount of property. Assuming that you don't...
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If one of my RE listings goes into contract after filing ch 7, will my future commission be taken by the trustee.
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Answered on August 05, 2014
I would imagine that your brokerage agreement reflects that the commission is earned upon the closing of the transaction. However, Schedule B...
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I have received my order of final decree am I still responsible for the HOA on my condo?
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Answered on July 28, 2014
I agree with my colleagues, in terms of HOA fees, you are still responsible for paying them as long as the condo remains in your name. When you...
How long does it take for a creditor to receive a disbursement from a bankruptcy case?
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Answered on July 10, 2014
In terms of support arrears, make sure that you have filed a proof of claim; otherwise, you will not receive a distribution. You should contact...
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What are the consequences of no longer making payments on an auto loan that was discharged in Chapter 7 bankruptcy?
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Answered on July 07, 2014
I agree with my colleagues. When you say that your auto loan was discharged, I'm assuming that you did not sign a reaffirmation agree. This is the...
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If we sold one of the cars while fling bankruptcy, can we keep the money for ourselves ? probably around $6000 for one of them.
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Answered on July 07, 2014
It sounds like you do not own a house, but have 2 vehicles and are seeking to sell one of them to use the proceeds to live. If you don't own a...
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Are student loans or can student loans be included in bankruptcy? how much does bankruptcy cost? or hiring a lawyer to do so?
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Answered on June 25, 2014
student loans are generally not discharged in chapter 7. However, if you have sufficient income, you may be able to file a chapter 13 and make...
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Credit card summons
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Answered on June 25, 2014
Generally, if a lawyer were representing you and you were desirous of settling, your lawyer would obtain an extension of the time to answer the...
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I am thinking of filing Chapter 7 bankruptcy but was wondering if this would be a good option?
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Answered on June 16, 2014
There are not enough facts to determine your eligibility for chapter 7. For instance, does your spouse work and how much does she earn? Do you...