I am in financial debt where I need to file for bankruptcy. At the moment I am on time with my bills but it's drying my saving.

If the payment of your debt is drying your savings, it sounds like your income is insufficient to pay your debt. Bankruptcy is designed to relieve...

Should I file for bankruptcy? (Chapter 7?)

Victor, your annual income is relatively low (more than $20,000 less than the average income in New York). Your debt is relatively high given your...

I had a court stipulation to pay creditor monthly payments. I fell behind and now they filed an income execution against me.

It sounds like a creditor had commenced an action against you in court and you settled with that creditor by entering into a settlement, which...

Is the IRS obligated to inform me in advance that they intend to garnish my wages or take the funds from my bank account ?

According to the IRS manual posted on the link reflected below, it appears that the IRS provides you with "at least 30 days" notice (via the Final...

Is it Legal for a Finance Company to report a Settled Parking on my Credit report as negative?

You may consider writing to the 3 credit agencies (or if it is just reported by one, then one) and challenge the "debt," reflecting that you paid...

Manufactured and shipped product to a Co. in FL, still have yet to be paid. Can I file a lien on propert before they file bank.

Depending on when you shipped the goods and if the seller has sold them, you may be able to exercise remedies under the Uniform Commercial Code,...

Yes, your joint accounts can be frozen. One option may be to file a chapter 13 bankruptcy, which would prevent the lenders from taking actions to...

I paid a lawyer in a law firm case to provide bankruptcy service . He said the top lawyer who owns the law firm would charge me

Out of curiosity, did you meet this attorney at the Law Firm? Do you have any emails from the attorney evidencing the request for $1,500? Did...

Do you deal with lawsuits against bank with real state issues?

I would want to know many more facts, such as whether there was any equity in the property prior to the fire (for instance, what is Wells owed and...

If someone isn't paying correctly on an income execution what recourse do I have.

I am in agreement with the excellent advice given by my colleagues