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Hi I own a mobile home but not the land and I'm selling it i' have judgments against me do I have to pay them?
Barbie's answer
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Answered on November 12, 2014
I would strongly recommend that you consult with a knowledgeable New York bankruptcy attorney. When one has tried to pay a debt and believes that...
Archived
How, and how much, does one pay one or more attorneys for Chapter 7?
Barbie's answer
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Answered on November 11, 2014
I agree with my colleague, but it is quite unusual for debtors to substitute counsel (although it generally could be done.) So much of the work is...
Can we discharge Judgement in a Defamation lawsuit in Chapter 7 Bankruptcy.
Barbie's answer
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Answered on November 11, 2014
I agree with my colleague above. Section 523(a)(6) provides that debt that was incurred as a result of "willful and malicious injury by the...
Archived
Can I get a lower monthly payment for my car note if I declare a chapter 13. If not then what are my choices?
Barbie's answer
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Answered on November 11, 2014
I agree with the answers of my colleagues and would strongly recommend that you meet with a bankruptcy attorney who practices both chapter 7 and 13...
Can you discharge an overpayment of food stamps (snap program) in a chapter 7 in Illinois?
Barbie's answer
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Answered on November 08, 2014
Assuming you did not engage in fraud, you should be able to discharge such over-payment. But I would recommend that you consult a...
Archived
Can I reopen a Chapter 7 (no asset) bankruptcy to include NEWLY acquired debt?
Barbie's answer
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Answered on November 08, 2014
I agree with my colleagues. The chapter 7 discharge discharges all debts that occur prior to the bankruptcy filing. One can't seek to reopen a...
Archived
Do I have any personal financial obligation to banks holding mortgage liens on my home after a chapter 7 bankruptcy?
Barbie's answer
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Answered on November 08, 2014
Because you did not reaffirm the mortgage debt while in bankruptcy, you are not liable for any deficiency should you walk away from the home. ...
Archived
Can the bank file for deficiency judgment in NJ after a sale if the borrower filed chapter 7 before the Notice of Default?
Barbie's answer
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Answered on November 07, 2014
In a bankruptcy, the lien servives which is why the bank was able to foreclose, but the bank is not allowed to go after you for the deficiency....
Lost a lawsuit; Claimant spelled my last name incorrectly.
Barbie's answer
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Answered on November 07, 2014
I agree with my colleagues. If the judgment is significant and/or you have othe debts as well, I would strongly recommend that you consult with a...
Archived
What's the best way to stop a lawsuit? Just received a summons from American Express and I am willing to settle.
Barbie's answer
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Answered on November 06, 2014
The alleged debt is significant enough that I would recommend speaking a very knowledgeable attorney who can file an answer to the complaint on...