We have an unsecured note that we signed a year ago. We borrowed $10,000.00 from a friend that is February 8.

Your "friend's" threat of filing a judgment or lien is an empty one. He cannot file a judgment or lien without first suing you if he truly holds...

Bankruptcy/Foreclosure Question

The bankruptcy discharged your personal liability, meaning that if the bank failed to recover the full amount owed it after forclosure, it cannot...

Car owners are at risk of repossession if they fail to make finance payments on their cars. If you have no liens on the car, then there there is...

What is cost of chapter 7 bankruptcy

i would strongly suggest that you call one or two reputable bankruptcy attorneys in your area. Many of the attorneys on Avvo offer free...

How do settlement payments affect bankruptcy can a person save their house (if renting) under bankruptcy?

Mr. Williams gave you a very thorough answer. If you continue to make rent payments, you should be able to keep your home. The same is often...

Can a creditor levy a joint account

A joint account is at risk. But before any account can be levied upon, the creditor would have to first sue your wife and obtain a judgment. If...

How long does it take to declare bankruptcy in court?

I file the bankruptcy cases immediately or within a few days of full payment, unless there is a reason for waiting. For instance, if my client...

I do agree with the attorneys above. But the statement that "Your attorney gave you bad advice" makes me think that perhaps this matter is more...

How can you get a bank account unfrozen?

You should have received from your bank an exemption claim forms and exemption notice. The bank was supposed to send that to you within 2 business...

How can I find out if I am eligible to file for bankruptcy?

Subject to an analysis of your assets, you sound like a great candidate for chapter 7 as your income is only $34,392, which is below the median for...