I am paying on a repo from over 10 years ago and it is not on my credit report. Do I really need to be paying on this?

Had you not made any payments, the statute of limitations would have lapsed. By making the payments, you have revived the statute of limitations. ...

Can someone direct debit money after I file bankruptcy?

Contact them verbally and demand that they return the funds as these creditors have violated the automatic stay. Also, demand that they not debt...

Why would a judge set a hearing after I filled notice of conversion from Chap 13 to 7 under §§1208(a) or 1307(a)?

Section 1307 (a) of the Bankruptcy provides that "The debtor may convert a case under this chapter to a case under chapter 7 of this title at any...

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What should an 18-year-old girl do?

She should file a police report against her mother; she was the victim identity theft and fraud and she was underage as well. A credit report can...

I'm a co-signer on a student loan, can I settle an amount with the creditor and get released from the loan before it defaults?

What you do depends on knowing more facts about you and your complete finances as well as the financial condition (including assets and income) of...

If a warrant of eviction has not yet been issued, you would want to file very promptly to avoid the issuance. Otherwise, you'll have to pay all...

Please help

It is against the Fair Debt Collections Practices Act for a debt collector to recover for a debt that has already been satisfied? When you say it...

Can I use my credit cards prior to filing bankruptcy?

Since you are current on your cards, it sounds like you are making minimum payments on the cards. I generally recommend that my clients not use...

My name was signed to a promissory agreement and it is not my signature, what do I do?

You may have at least two defenses: statute of limitations (if this is a private school loan) and forgery. It is violation of the Fair Debt...

What happens to a civil judgement if the person it is against dies?

The deceased's estate becomes liable for the judgment.