Fileing chapter 13; repaying behind mortage and carpayments.

If you have paid your attorney the amount required prior to filing and have taken the credit counseling course, you may want to see if he or she...

I owe various credit card companies and one finance co and have stopped paying them due to financial hardship.

They can sue you, obtain a default judgment if you don't respond in a timely fashion and garnish your wages and levy against non-exempt assets. ...

Please Help.... Question regarding credit card issue

Given the facts, I would strongly recommend that you contact a bankruptcy attorney immediately, especially if this debt is significant and/or you...

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Once the foreclosure papers are filed with the Clerk of Court, do you have to lose you house?

First thing, retain a lawyer who practices both foreclosure defense and bankruptcy. The mere filing of the foreclosure action does not mean that...

I'm considering filing for bankruptcy and am wondering whether student loans can ever be forgiven when you file.

Generally you cannot discharge student loan debt, unless you prove "undue hardship" on you and your dependents which is extremely hard to do. An...

Amending Schedule B and C

Mr. Laster is correct. If you earned a similar income to last year's, then you can base your estimation on last year's refund for both Federal and...

Should I send a dispute letter to a collection agency that just acquired a discharged debt?

What do you mean by "discharge"? Do you mean it was discharged in a bankruptcy? Or do you mean that it was paid off by a full payment by you. ...

Can my unemployment be garnished I was in debt settlement however lost my job

Debt settlement companies often put people in payment plans that are too excessive, even if they are employed. Often those who are in debt...

How does the Statute of Limitation work in NYS on credit card debt. How does a person qualify for this benefit if they have debt

The statute of limitations is 6 years from the last payment, charge or credit on the card. If the obligation is significant and/or you have other...

I just googled the number and this is what others had to say: "This is some sort of junk debt buyer/collection agency who, whey they call, tries...