I need to know if I can keep my car. I am filing a joint petition in NY. I own the car.

You would use the wild card exemption, assuming you don't have other assets that are not fully covered by other exemptions. The wild card...

We are filing a joint chapter 7. Car is in my name. Can I double the exemption because it's a joint petition. It's worth 6,000

My colleagues are correct that you cannot double the exemption if it is in your name. I would urge you to speak to a reputable bankruptcy attorney...

Is Chapter 7 possible with High Income? If not, what is better Chapter 13 or Debt settlement with creditors?

I would recommend that you have consultations with one or other very knowledgeable and experienced bankruptcy attorneys. It could be that when you...

Is this a private or a Federal student loan? It makes a difference. If private, there is a statute of limitations.

I need help understanding a clause in a Change of Ownership Agreement from a credit card company.

If somehow you got notice that the bank is being purchased by or otherwise merging with another entity, it looks as though you are being asked to...

I have a charge off HELOC debt for 163k, what is the best way to settle the debt and stop the negative impact in credit

I would strongly recommend that you consult a bankruptcy attorney to see if you qualify for chapter 7 to discharge the debt, so that you pay zero...

How can I find a bankruptcy lawyer who can handle this situation?

Click on "Find A Lawyer" on Avvo to get a local debt/bankruptcy lawyer. Is it tuition you and your son owe, rather than student loans? If so, you...

CHapter 13 - how do I get a civil case closed that has been open and is now discharged in my bankruptcy?

Before resorting to legal action, you or your attorney should request in writing from the landlord's counsel or landlord if not represented that it...

If you were to file for bankruptcy, your wages would not be garnished and your tax refund would not be seized. If you don't file for bankruptcy,...

I am a single mom with credit card debt, charge off's etc. looking for affordable way to clean up to buy home and boost credit

Assuming that you don't have the funds to satisfy your debt, then bankruptcy is often the best solution. For instance, in New York, creditors have...