What if your in the process of starting debt relief and the creditor is already threatening you? What should you do?

Do yourself a favor and speak to a very experienced bankruptcy attorney who practices both chapter 7 and 13 bankruptcies. Many of us on Avvo...

Can I file earlier than 4 years and 9 months as application process takes around 10-12 months now. ?

If you have filed for chapter 7 and received a discharge, you can file a chapter 13 the next day. However, you wouldn't be able to receive a...

What do I do if a debt management company does not correspond per contract?

The only legitimate debt settlement arrangement is through a chapter 13 bankruptcy . Chapter 13 stops creditors from suing and obtaining judgments...

Can you keep your car leases in a chapter 7 bankruptcy? Can the trustee, deny the request to keep them?

If you lease a vehicle, the vehicle is not property of the estate. This means the trustee can't prevent you from keeping your car. However,...

A determination of whether one qualifies for chapter 7 or chapter 13 really must be done by a very experienced bankruptcy attorney who practices...

Chapter 13 without a lawyer?

One trustee announced recently that only one case has ever been confirmed in a pro SE case. This is startling since the trustees have been the...

Can I file for Chapter 7 Bankruptcy If my mom has me down as a shareholder on her Coop?

If you are the sole owner of the shares of the coop, if the value of the coop exceeds the loan debt and the homestead exemption (of approximately...

I have been serve a summons for 3 credit cards , there debts was suppose to be charge off, have been receiving public assistant

Simply because a debt is charged off does not mean you cannot be sued. But you may have defenses to such actions, including that the plaintiff’s...

Should I choose chapter 7 bankruptcy?

Chapter 7 of the Bamkruptcy Code was designed for people just like you, to afford you a breathing spell and fresh start. Generally, Bankuptcy...

My mortgage company calls every day, I always pay the 3rd Wednesday of every month.?

It is unlikely you can sue. The mortgagee’s rights are set forth in the promissory note which is secured by the mortgage. You should find out if...