Archived
My house is underwater, I need to move. The asset is performing, I am told Short Sales cannot happen without being behind. True?
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Answered on December 21, 2016
As my colleagues have reflected, a short sale becomes even more complex when you have 2 mortgages to deal with. Further, you can go down the road...
Archived
NYC SOL on money judgements clarification.
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Answered on December 12, 2016
A judgment lasts for 20 years. A judgment creditor does NOT have to renew the judgment within 10 years for it to extend for another years unless...
Archived
What should i do immediately to stop a levy for an its debt?
Barbie's answer
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Answered on December 08, 2016
I would strongly recommend that you speak to a bankruptcy lawyer who also handles chapter 13.
The filing of the bankruptcy stays garnishments....
Archived
Can this person sue me?
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Answered on December 06, 2016
1. The "lender" can certainly sue you even if the statute of limitations has passed.
2. If it is passed, you would assert statute of limitations...
Are court-ordered legal fees dischargeable in Chapter 7 bankruptcy?
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Answered on December 05, 2016
You have indicated that she filed for chapter 7 and question whether your wife should be allowed to discharge the attorneys fees she is obligated...
Archived
Can all my creditors sue me or garnish my wages ?
Barbie's answer
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Answered on December 05, 2016
. Although you cannot file for chapter 7, you can file for chapter 13 after 4 years from your chapter 7 filing date.It may be that you can afford a...
Archived
Am I allowed to request to be allowed to enter into new payments and make payments regarding student loansduring the bankruptcy?
Barbie's answer
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Answered on December 05, 2016
Generally speaking, when you file a chapter 7, you would wait until after the closure of the bankruptcy to enter into income driven repayment plan...
Archived
I applied for a loan through Sofi.com. I was approved and then denied because Sofi uses Equifax to verify identity and ? are wr
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Answered on November 28, 2016
If you haven't already done so, you may want to order your credit report through Equifax and also you may want to call Sofi...
Archived
How much debt do I need to be in to file for bankruptcy? What will filing bankruptcy cover?
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Answered on November 28, 2016
--Bankruptcy is designed to provide individuals with a "fresh start." Upon a bankruptcy filing, and absent fraud general unsecured creditors are...
Archived
Can you be charged with check fraud and or arrested for not paying back a payday loan??
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Answered on November 26, 2016
First payday loans are illegal in New York. Any threats that you will be arrested are scams. If you can ascertain who it is that is calling you...