I live in New York City (the Bronx) and I want to file a Chapter 7 or a Chapter 13 Bankruptcy case.

Good question. First, it is important to understand that there is a $150,000 homestead exemption in New York City (this is doubled for married...

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We filed ch.13 in 12/07 this was discharged in 12/10. we were buying a house. received 2 letters of auctions of the house .

Your house may not have been properly surrendered in the 13. Your case can be reopened but must be done properly. Either your attorney should...

I have a VA loan. Will a chapter 7 discharge preclude the creditor from collection? If yes, then will the discharge also prevent

The discharge will prohibit the creditor from resuming collection activities. If the creditor even contacts you regarding the debt you may be...

Just got an order from the court sustaining the trustee's objection to the secured portion of a claim.

Since you reaffirmed the debt it is no longer secured debt. For this reason the trustee made a motion to avoid paying the debt.

How to Surrender Property in a chapter 7 Bankruptcy in New York City (Manhattan)

This can be a somewhat complicated issue if not handled properly. First of all it is important to recognize that a completely different procedure...

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Is debt owed to a college dischargeable in a chapt 7

There are very difficult to discharge. However, there is a bill floating through congress which may enable a debtor to discharge private student...

I attended a Chapter 13 creditor's meeting and want more information on my ex husband's supposed expenses. Can I obtain this?

If he owes you money file a proof of claim then demand a 2004 examination. You should consult an attorney before doing this.

What happens to a joint bank account (asset) when one spouse files bankruptcy in NC?

The only time I have seen joint accounts become an issue is where a debtor has an account with a large amount in it and then turns this into a...

Iown a business with a couple of other people its an LLC. One of the partners just told us she filed chapter 7 bancrupcy.

Here the Trustee will step into your partner's shoes. If the trustee feels the filing partner has non-exempt equity in the LLC then the trustee...

My landlord refused to return my deposit and then filed for chapter 7 bankruptcy and listed me as a creditor...

Since your landlord has filed for bankruptcy and you have actual notice of the filing your only remedies are to dispute the bankruptcy (for...