Archived
I have a VA loan. Will a chapter 7 discharge preclude the creditor from collection? If yes, then will the discharge also prevent
William's answer
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Answered on September 08, 2011
The discharge will prohibit the creditor from resuming collection activities. If the creditor even contacts you regarding the debt you may be...
Archived
Just got an order from the court sustaining the trustee's objection to the secured portion of a claim.
William's answer
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Answered on September 08, 2011
Since you reaffirmed the debt it is no longer secured debt. For this reason the trustee made a motion to avoid paying the debt.
Archived
How to Surrender Property in a chapter 7 Bankruptcy in New York City (Manhattan)
William's answer
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Answered on September 08, 2011
This can be a somewhat complicated issue if not handled properly. First of all it is important to recognize that a completely different procedure...
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Archived
Is debt owed to a college dischargeable in a chapt 7
William's answer
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Answered on September 07, 2011
There are very difficult to discharge. However, there is a bill floating through congress which may enable a debtor to discharge private student...
Archived
I attended a Chapter 13 creditor's meeting and want more information on my ex husband's supposed expenses. Can I obtain this?
William's answer
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Answered on September 07, 2011
If he owes you money file a proof of claim then demand a 2004 examination. You should consult an attorney before doing this.
Archived
What happens to a joint bank account (asset) when one spouse files bankruptcy in NC?
William's answer
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Answered on September 07, 2011
The only time I have seen joint accounts become an issue is where a debtor has an account with a large amount in it and then turns this into a...
Archived
Iown a business with a couple of other people its an LLC. One of the partners just told us she filed chapter 7 bancrupcy.
William's answer
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Answered on September 07, 2011
Here the Trustee will step into your partner's shoes. If the trustee feels the filing partner has non-exempt equity in the LLC then the trustee...
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My landlord refused to return my deposit and then filed for chapter 7 bankruptcy and listed me as a creditor...
William's answer
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Answered on June 25, 2011
Since your landlord has filed for bankruptcy and you have actual notice of the filing your only remedies are to dispute the bankruptcy (for...
Archived
Filled a chapter 13 bankruptcy now want to get rid of car.
William's answer
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Answered on June 21, 2011
Each State is different on this issue. In NY the schedules I and J are still typically used to determine how much disposable income is available. ...
Archived
There is an attorney who is representing me in bankruptcy case without my knoweledge and without my authorazation while i was
William's answer
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Answered on June 21, 2011
Your husband may have filed this as "next friend". This is sort of a legal fiction by which he steps into your shoes because you lack capacity or...
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