I am not aware of a NY law that would require a physical bill and many credit card companies now only use electronic billing. An equity line may be...

If your house is foreclosed on, can the foreclosure lender still come after you for money?

In NY the answer is yes, unless you have a non-recourse mortgage loan. Most residential loans are with recourse so the lender can seek a deficiency...

What can I do about a lender who keeps sending me notifications that I am behind on my payments & increasing the amount?

You will need a local attorney to assist you. The attorney will review the account history and send a qualified written request to the lender for...

Does a husband have to be named on a refinance?

If you and your husband are both on title in NY no lender will make a loan without both owners signing the mortgage.

I would like to further investigate this issue. Do I have a case.What kind of lawyer should I talk to?

You may want to consult with a lawyer specializing in criminal law and possibly with another specializing in negligence. There are overlapping...

Should I call the Bar Assoc or is there someone I can call to see if the attorney will have it perfected in time? What can we do

If you are attempting to contact the attorney and the attorney represents your fiancé and not you, then the attorney would be correct in not...

Check fraud- how do i file fraud charges against my ex for keeping my mortgage escrow checks and refusing to send them to me?

If your ex husband is holding property that belongs to you or refuses to endorse the escrowed checks you, and if you have some legal right to force...

WHICH ONE DO I CHOOSE ?

I would recommend that you consult with a CPA before determining which election to choose. Your question involves legal issues but mostly tax...

Is this a proper procedure to make payment? Or should I insist on getting the "release letter" before I send the check?

You should make sure you have a formal letter or settlement agreement before you send the money, that was signed by the creditor or its agent....

I received a judgement in a civil suit against an individual. I need advice as to how to start the collection process.

You may want an attorney to assist you. Generally, you can serve an information subpoena with a questionnaire to banks to try to locate the...