Suing a credit agency

It looks to be pretty clear that the credit reporting agencies are violated the Fair Credit Reporting Act here. If you have already disputed the...

Does a higher amount reported that is incorrect hurt my credit score and how much do you think?

It could certainly affect your credit score. A big percentage of credit score is percentage of credit used. It could also affect your debt to...

How can I fix my credit fast?

Do you actually owe the debts listed on your credit reports? If so, I would not trust anyone telling you that they can get accurate information...

Can I file lawsuit against a collection company that placed wrong collection accounts on my credit reports?

The good news is that there is no need for you to do this case by yourself. You should be able to find a lawyer near you who will take your case...

What actions cause the "7 years" to start over on collections accounts and statute of limitations

They are only required to remove the account from your credit reports after seven years of delinquency. Paying the debt does not alter that...

How do I fix a mixed up credit file?

Let me be blunt with you - if you have a true "mixed file" - (and it looks like you do), you have have a very valuable lawsuit against Equifax,...

Are credit repair companies legit? Can they remove questionable items that are not being reported correctly.

For the most part, NO, they are not legit. Most of them in fact operate illegal in violation of the Credit Repair Organizations Act and make...

Is it possible to have a bankruptcy removed when it was discharged on 07/22/13?

The short answer is no. Bankruptcies remain on your report for 10 years from the date of discharge. Beware of any credit repair agencies who tell...

This sounds like something that does not belong on your credit report. Send a written dispute to all three credit reporting agencies, including as...

What are my options to get items deleted/removed, and rebuild my credit?

If you hired Lexington Law they likely made disputes on your behalf, though in my experience their dispute letters are awful. You have two choices...