Archived
I had disputed two accounts. Both were removed from Transunion but not Equifax and Experian. Where do I go from here?
Kevin's answer
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Answered on January 27, 2018
That is unusual, but technically each of the credit reporting agencies sends separate disputes to the debt collector, so the disputes could have...
Can I have a bankruptcy removed from my credit report?
Kevin's answer
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Answered on January 27, 2018
No. There is no such law. Bankruptcies will stay on your report for 7-10 years.
Archived
How do i pursue an action against a Consumer Reporting Agency and my former employer for violating my rights under the FCRA?
Kevin's answer
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Answered on January 25, 2018
First, I'm sorry to hear this happened to you, it's sounds like a nightmare. You are likely correct that you should have gotten an adverse action...
Archived
How can i get a paid judgement to show as satisfied and paid on my credit report?
Kevin's answer
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Answered on January 24, 2018
The failure to update public record items such as satisfied judgments is a significant problem with the credit reporting agencies. They have been...
Can i sue capital one about credit card fraud?
Kevin's answer
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Answered on January 21, 2018
If Cap One is acknowledging that this was fraud and still demanding you make payment and damaging your credit then in fact you likely have a very...
Archived
Is this a spam?
Kevin's answer
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Answered on January 20, 2018
Hard to say if it's SPAM, but the letter is definitely illegal. You should contact a local attorney experienced in bringing FDCPA cases to see if...
Archived
Can I sue AT&T?
Kevin's answer
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Answered on January 19, 2018
I think you could have a very good lawsuit vs. AT&T. If you want to sue them for the credit mistakes though you'll have to send disputes letters...
Archived
My wife's mother put her into credit card debt, what should we do?
Kevin's answer
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Answered on January 17, 2018
Believe it or not I represent someone who this same thing happened two -his father opened credit cards in his name when he was 15 moths old! Your...
How do I get J.P. Morgan Chase to delete a Charge Off from my Credit Reports?
Kevin's answer
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Answered on January 17, 2018
Based upon the information you provided it does not appear that Chase should be reporting the accounts as charged off since you were never even 30...
Can i sue a person who has stolen my identity and has a morgage in my name?
Kevin's answer
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Answered on January 15, 2018
Yes, but suing them won't fix your credit report. In order to do I'd suggest you fill out a police report and send it, along with an explanatory...