Archived
Citi bank reported to the credit beaurau erroneously which resulted in a sgnificant drop in credit, which led me lose my home.
Kevin's answer
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Answered on June 10, 2015
The problem you have right now is that you have not yet disputed this with the credit reporting agencies - which is a prerequisite for suing a...
Archived
I find in my credit under promotional inquiries creditors i did never apply Can i dispute them?
Kevin's answer
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Answered on June 08, 2015
You can dispute them but it won't get you anywhere. Those inquires are listed on your report as way to let you know who has seen your report for...
Archived
Disputing negatives accounts or incorrect accounts in my credit Can i put the same words
Kevin's answer
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Answered on June 08, 2015
You can certainly use the same words to dispute multiple incorrect accounts, but the key is to provide the credit reporting agencies as much...
Satisfactory accounts in my credit report I do not recognize some of them If I disputed and CB deleted will affect my credit
Kevin's answer
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Answered on June 08, 2015
Positive credit accounts which do not belong to you can actually have a negative impact on your credit report if they affect your use of...
Archived
Do i need a identity theft lawyer
Kevin's answer
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Answered on June 08, 2015
It sounds like you will need a lawyer to assist you. If there are errors you can dispute them with the credit reporting agencies. From the...
Archived
What are my options for removing bad debt?
Kevin's answer
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Answered on June 06, 2015
If you have already disputed this with the credit reporting agencies your only remaining option is to hire an attorney and sue the for violating...
Archived
My bank mistakenly declared me deceased to equifax and experian. I'm in a 30 day escrow, may lose the house and $2000 deposit
Kevin's answer
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Answered on June 05, 2015
Don't listen to the attorney above. You may have an excellent case. Two of the best credit reporting attorneys in the nation are in Oregon. You...
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I paid a deposit of $50 with Comcast Bay Area to prohibit my credit to receive a "hard inquiry", Comcast accepted my payment
Kevin's answer
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Answered on June 05, 2015
What Comcast did was indeed a violation of the FCRA. If you want the inquiries removed however you will likely have to dispute them with the credit...
Archived
What steps do I need to take to have my tuition judgement vacated.
Kevin's answer
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Answered on June 05, 2015
You need to get the file from the Court and file an "Order to Show Cause to Vacate the Default Judgment" entered against you. The grounds will...
Archived
Using joint credit cards after divorce
Kevin's answer
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Answered on June 05, 2015
Was there something in your divorce decree that prevented you from unsung your joint credit cards? If not it's hard to see what you did that was...