Credit report

Many private attorneys will take a look at your reports for free and help explain them to you. Our office is located in Manhattan and we often...

Was my wife served properly?

The poor description is not a defense but the fact that your wife never received notice of the lawsuit is - and the poor description can help as...

How do i remove ex husbands bad marks off or my credit report?

Negative accounts can legally stay on your credit report for up to 7 and a half years after the date they became delinquent. If you co-signed for...

Does a credit card lender have the right to arbitrarily review my credit report, without my consent?

They don't need to place anything in your contract with them. They have a right to review your reports pursuant to the Fair Credit Reporting Act...

If you had independent financing and did not give them permission to run your credit the that could possible be a violation of the FCRA. Could be...

Do have any legal recourse against the dealership?

Unless you have something in writing to that effect it would be nearly impossible to prove your case. Multiple inquires for the same type of...

Do I need to proceed with suing the debt collector?

What proof have you sent them that these items do not belong to you? Do they belong to you? If they don't and you have sent them sufficient proof...

Can you have a credit check just before bankruptcy to change cell carrier to try save money

Yes, I don't see anything wrong with that. If you were to take out a new line of credit with the intent of merely discharging it in bankruptcy...

Can I take a company to court for placing a bill on my credit report as delinquent when I believe that I was never responsible .

You won't be able to sue the collections company under the Fair Credit Reporting Act because you can only sue them after you've disputed the item...

How do I fix my credit?

If you used the card it's going to be nearly impossible to get it removed from your credit reports. You're best bet is to try and make a deal with...