Archived
What recourse do we have if the credit reporting agencies are not complying with federal law? I am looking for a monetary remedy
Kevin's answer
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Answered on March 18, 2016
If you do not actually owe this debt for some reason then it sounds like you have a good case. However if you do owe the debt but are mere seeking...
Archived
Was the action that the salesman took legal, even though I told him specifically to not do it?
Kevin's answer
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Answered on March 08, 2016
No, it was not legal for them to run your credit reports without your permission. However if you gave them your social security number it may be...
Archived
What actions can I take against the dealer to address this issue or should I contact the DMV?
Kevin's answer
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Answered on March 04, 2016
Failure to provide good legal title is grounds to rescind the transaction and get a refund of your money. Did you ever get permanent license...
Archived
Do you think I have a case against them. Thank you
Kevin's answer
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Answered on February 17, 2016
Negative accounts are required to be removed from your report after 7 years pursuant to the Fair Credit Reporting Act. You could have a very...
Archived
Credit Reporting Agency made error on my credit report
Kevin's answer
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Answered on February 03, 2016
They are not required to remove accurate account information just because they had it wrong in the past. If you were harmed by their inaccurate...
Archived
Do I have a case for negligence or anything for disclosing personal information?
Kevin's answer
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Answered on February 03, 2016
In all likelihood yes. You may also want to check your credit reports to make sure that that credit reporting agencies do not have you mixed up...
Archived
What if anything can I do to get this removed from my credit report. Not just closed but it removed completely?
Kevin's answer
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Answered on February 03, 2016
Negative credit items may remain on your report for approximately 7 years after the date they became negative. Your state's statute of limitations...
Archived
How do I get the registration in my name.
Kevin's answer
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Answered on February 02, 2016
You'd have to sue your friend for title to the car. There is no other way that I can think of.
Archived
Will issuing a subpoena to credit card companies to disclose applicant information help to discover who is applying? thanks
Kevin's answer
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Answered on February 01, 2016
You can't issue a subpoena without falling a lawsuit. Your mother should place a security freeze on her account, which is much stronger than a...
Archived
Is it legal to give a bad remark on my credit report with no written or verbal
contract / agreement of a set amt and pay date
Kevin's answer
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Answered on February 01, 2016
To get better advice you'll need to be more specific, but if you legally owe a debt to someone it can be reported on your credit reports. However...