First, and most importantly, you need an attorney to review your case before any answer should be considered as complete. You have raised issues...

Can my wages being garnished (for my old home I surrendered in bk 7) after I was discharged in bankruptcy 7 ?

Unless you reaffirm the mortgage in the Chapter 7, as long as the debt obligation existed at the time your Chapter 7 Petition was filed, the...

Please - for a NJ attorney in reference to foreclosure proceedings - i'm trying to get an idea of the timeline till sheriff sale

First, you should consult counsel. Even if you are just waiting to see how long until you will lose your property, an experienced attorney will...

Dismissal without Prejudice means that neither party waives their rights to bring claims of this nature in the future. So, if you and the...

Can I withdraw my Bankruptcy case and file again at a later date?

First, if you are not confident in your current counsel, you should immediately hire new counsel. You will not be able to handle these issues...

Are late fees discharged in chapter 13?

Unless there are some other issues, late charges which are due under the contract would continue to be a secured obligation. That assumes that...

Affidavit of Default due to non filing of Certificate of Compliance

First, if you have an attorney, you should consult immediately. If not, you might benefit from a consultation. Considering the potential to have...

How do I modify the plan when a proof of claim includes both the judgment and arrearages as a single amount?

First, as the other attorneys state, in a Chapter 13 case, you should at least discuss these matters with counsel. Chapter 13 successful plans...

You are proposing a fraud and it is totally unclear why you would even do so. Keep in mind that this would not only potentially affect the...

Motion to Avoid Judicial Lien in Bankruptcy ?

First, you should consult with an attorney. Even a full explanation provided on Avvo doesn't substitute for a consultation with a local attorney....