Archived
If a mortgage is not paid for over 7 year in the state of New Jersey does the mortgage company have right to foreclose
Jeffrey's answer
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Answered on July 14, 2015
Judge Kaplan's decision in In re Washington says that a bank can't enforce a mortgage if it has been fully matured for more than 6 years. Missing...
Do I need to disclose that I fixed a sloped floor by shimming/adding plywood when I sell my condo?
Jeffrey's answer
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Answered on July 13, 2015
Generally speaking, you are obligated to disclose all "material" defects when you sell a home. A defect is "material" if a reasonable person would...
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How long can I stay in my house after a Sheriff Sale?
Jeffrey's answer
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Answered on July 13, 2015
If the purchaser at the sheriff's sale is on the ball, they can typically get a deed recorded within 2-3 weeks (although that varies county to...
Archived
Insurance and filing for foreclosure
Jeffrey's answer
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Answered on July 13, 2015
I find that many attorneys on this board are too quick to jump to "find an attorney" as an answer to a question. There are many legal issues that...
Does erroneous Writ of Execution enforceable? Bank was served with a writ that has wrong judgment date. Is the bank must comply?
Jeffrey's answer
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Answered on July 10, 2015
You can't expect the bank to put it's neck on the line by ignoring a court order. Even if the levy was blatantly defective, they are obligated to...
Archived
Regarding Summary Judgment and Time Frames
Jeffrey's answer
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Answered on July 10, 2015
Call the judge's law clerk, advise him or her that the other side filed a late SJ motion (which seems to be the case), and ask how the Court wants...
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Archived
Underwriting for a mortgage
Jeffrey's answer
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Answered on July 10, 2015
The mortgage company will probably run a judgments search, but not a search of pending lawsuits. Unless they investigate more deeply than banks...
Archived
Need help getting a judgment removed from my credit report
Jeffrey's answer
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Answered on July 10, 2015
It is almost impossible to get something "removed" from your credit report. If you paid the judgment, you should ask the creditor to report it as...
Archived
I have several NJ municipal tax liens that are eligible to start the foreclosure process.
Jeffrey's answer
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Answered on June 20, 2015
Most real-estate lawyers would not know where to start with a tax foreclosure. Nor would most foreclosure attorneys. You need an attorney who...
Archived
I'm lending $4,000 to my friend against his car for his daughter's wedding...
Jeffrey's answer
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Answered on June 19, 2015
I agree with Mr. Popovich. Below is a link to the Motor Vehicle Commission webpage with instructions on how to place a lien on a vehicle. If I...
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