Can government student loans that were refinanced via a private lender be discharged in bankruptcy?

You would have to establish that repayment of the loan would cause an undue hardship. There are recent bankruptcy decisions that find that a loan...

Can a car that was kept after filing Chapter 7 in NJ, be added to the bankruptcy if it was repo-ed a month after discharge?

I agree with Mr. Zerillo. Absent reaffirmation of the car loan or assumption of the car lease, your contractual obligation to the lender was...

You should certainly have confidence in your attorney. Trust your gut. You have the right to terminate counsel but I would strongly suggest that...

The lease was deemed rejected after 60 days of inaction. The lease was still in effect while you were at the premises. Even if the lease was not in...

When the house was sold by the bank weren't the HOA fees settled at that time and am I still responsible for the judgement again

You are responsible for the HOA fees until the deed transfer was recorded. If the prior property had no equity over and above the first mortgage...

My chapter 13 has not been discharged and my current vehicle is breaking down, can I turn it over without liability?

You can surrender the car and the deficiency will likely be discharged in your bankruptcy. What are you going to do for alternate transportation?...

Credit cards cannot ethically be accepted by counsel for a Chapter 7 bankruptcy. Use of the card for a Chapter 7 confirms that the debtor had no...

Credit card debt

No. A Creditor would need to first sue you and serve you with a complaint before the creditor can obtain a judgment. Once the creditor has a...

I went to a school that is no longer around, I have student loans but recently received a letter stating I owe no money

Student loan debt is ordinarily not dischargeable in Bankruptcy unless the borrower can file an adversary proceeding to establish that repayment of...

Looking for chapter 13 lawyers in New Jersey cnan you help find one thanks ?

AVVO can help you find experienced bankruptcy counsel in your area. Middlesex County residents file their cases in Federal Court in Trenton NJ...