If you cannot apply for charity care and insurance did not cover the bills you may want to consider filing a Chapter 7 or 13 bankruptcy. You may...

The claims against the debt consolidation company are unlikely to be successful. Filing a personal bankruptcy would straighten out the credit and...

What is the timeframe for foreclosure for a single family home in ocean county NJ? The home is not "under water"

Pre pandemic the foreclosure would take about a year from Notice of Intention to Foreclose to Sheriff's Sale. Since you have the time to consider...

I agree with Mr. Boyer that you should retain counsel. I presume that a judgment has already been entered against you and you were contacted by...

There are forms on the NJ bankruptcy court website to complete to request for unclaimed funds. If the funds are not in a NJ bankruptcy case you...

Assemble all of the documents confirming the payment schedule, as well as copies of the checks or bank statements proving your compliance with...

I would suggest that you clarify with the Court officer that your son shares your name, but not your debts nor your SS#. You may have different...

Do you think that $7500 for an ongoing Chapter 13 bankruptcy case is too high? It seems very high to me. I live in the NJ area?

It depends upon your retainer agreement and the amount of work that needed to be done. If counsel agreed to a flat fee capped at $4,750 for pre...

Pursuant to 11 U.S.C. section 364 any borrowing (use of credit) while you are in Chapter 13 would require notice to creditors and bankruptcy court...

Will the NJ entire controversy doctrine prevent me from pursing an action related to an action dismissed by the plaintiff?

The foreclosure is supposed to be an expedited process for lenders to get back their collateral. I am uncertain as to whether the dismissal of the...