Carefully review the order denying the fee waiver. Often when the fee waiver is denied the order provides that you can pay the filing fee in...

I agree that more facts would be necessary to give proper legal advice. If you still own the home and the bank foreclosure is not complete you can...

AVVO is useful in choosing a bankruptcy lawyer to represent you. Many AVVO counsel offer free 1/2 hour consultations. As the first meetings of...

I also see no problem in a Chapter 7 bankruptcy. If you already attended the first meeting of creditors the Bankruptcy Court will close your case...

You must wait 8 years from the filing date of the prior Chapter 7 if you want to file a Chapter 7 and obtain a discharge. Mr. Braverman is correct...

Ask your bankruptcy attorney. The sooner that you file the bankruptcy the sooner you will be protected by the automatic stay. If you delay a...

I agree with Mr. Denbeaux and Mr. Boyer that you should consult with counsel to explore all options. My advice is that you can continue to make...

Do not ignore this. A Judgment creditor can garnish 10% of your gross salary. A judgment in NJ is valid for 20 years so If a judgment was obtained...

I agree that NJDMV Surcharges are dischargeable. The decision to file a bankruptcy would depend on the amount of the surcharges and your overall...

I agree with counsels' answers that you may actually need two bankruptcies. The Business may need a Chapter 11 subchapter V small business and you...