If a mortgage is not paid for over 7 year in the state of New Jersey does the mortgage company have right to foreclose

Unlikely that you will get a free house, but In re Washington would be the place to start your analysis. When you meet with counsel bring all of...

Is Bankruptcy a bad idea for a 28 years old, single mother, with future plans(home/law school)

This seems like a significant amount of debt. Depending on your income,and negotiations with creditors , you may not be able to climb out of debt...

I've been out if tbe house fir 3 yrs now. I was informed that it was going into foreclosure. So i left. Now it is on my CR

I agree with Mr. Donnelly. Additionally you can offer a deed in lieu of foreclosure to get the property out of your name, or try a short sale. If...

Can I or an attorney on my behalf make a settlement offer lower than the amount due?

Feel free to make any offer as VISA can always refuse to settle and insist upon the full amount. Any reduced amount may be considered debt...

Bank Levy

I send writs to Sheriffs and ask that they levy on the defendant's bank account. I have never asked that the levy be served on a specific day or...

A law firm has contacted me that it is holding me responsible for the fees incurred by the foreclosure of our property.

Sorry to hear about your loss. The condo fees up until the time that the deed transferred are your responsibility. The judgment against an...

NJ. defendant answers to creditor initial interrogatory.

Answer the interrogatories now even though late. This will prevent a motion to compel and a motion to strike the answer for failure to answer. If...

Answer to Foreclosure Complaint was Stricken

Your answer was stricken in the foreclosure. Depending on the nature of your answer, your defenses could still be raised in the Law Division as a...

93yrold mom has a judgement against her for $6200, & delinquent credit card debt for 18K; She has 21K in investment assets, &

Yes. It sounds like she is eligible for Bankruptcy. The assets that she have may be exempt depending on the nature of the investment assets. I...

You need counsel to formulate a confirmable plan and to defend you from the Landlord's Motion to vacate the stay. Money orders can be traced....