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Is there ANY way I can remain in my home of some 30 years, or at least find a way to move into a new place (a new mortgage-NICE
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Answered on December 26, 2015
I am uncertain as to your defenses to fight the foreclosure. There are options of direct negotiations with Nationstar, foreclosure mediation in...
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Judgments
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Answered on December 22, 2015
The Bankruptcy would have the same effect on judgments whether DJ or J as long as they are judicial (not statutory) liens. The underlying debts...
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Can a debt collector put a levy on your account if the full amount was paid 10 months ago
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Answered on December 20, 2015
The creditor is entitled to get paid once, not twice. Assemble the proofs that you paid the amount due in full with all interest and late charges...
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Can a debt collector garnish wages for a 14 year credit card??
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Answered on December 01, 2015
The statute of limitations on a contract action is 6 years. Any payments that you made on this account toll the statute of limitations.. I would...
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Old Debt: Do I pay the original creditor of the collection agency? I would rather pay who I owe.
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Answered on November 30, 2015
I agree with the other answers. It is important to know who is the current owner of the debt. There should be some proof of assignment of the debt...
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(NJ) Is it possible to do a vacate a Judgment after it's been paid?
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Answered on October 24, 2015
Once paid in full the judgment will be cancelled of record. Payment in full will likely be considered an admission that the full amount due is...
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How can I avoid forclosure and save my home.
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Answered on October 24, 2015
Bankruptcy may be the answer to give you time and breathing room to sort out your finances and get back on your feet. If you do not have...
Archived
My question is with regard to a T-Mobile collections account. How do I put an end to this recurring issue even after solving it.
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Answered on October 24, 2015
I agree with both answers. The FDCPA applies. Confirm in writing your proofs preferably by certified mail and demand that the 3rd party collector...
Archived
Should I obtain a lawyer?
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Answered on October 14, 2015
It depends on the amount in dispute. I agree that after a single phone call from a collection agent it is too early in the process to obtain...
Archived
I have a judgment against me, can my car be taken if I still owe on it
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Answered on October 14, 2015
Possible but unlikely. First there may be no equity in your car as the amount of the first lien may exceed the value of the car. Therefore, the...