Short sale and primary residences

It depends entirely on the investor (mortgagee) and if whether they are willing to accept the proceeds from a short sale as a full and final...

Home equity loan goes from installment plan of X amount of dollars to full amount of balance due with no explanation given.

You should have a letter written by your parents to the bank demanding a copy of the HELOC Note. The law has changed significantly with respect to...

Can I ask for less than a 5% wage garnishment if I show the judge proof that I an not afford the 5% he ordered for me?

I agree with my colleagues that statutorily, the judgment creditor is entitled to whatever your disposable income is. Now, you did (maybe do) have...

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Can my brother sue me in the US for our mother's money whiich is deposited in the Bank of the Phlippines? Mother died instestate

He can sue you if there is an agreement for contribution, but he cannot reach the funds deposited in Philippines, if he sues you in the United...

Small claims, NJ. My case was dismissed. I filed a motion to re open the case. It looks like it will be reopened.

You may want to wait until the case is actually reinstated to serve discovery. The other party is under no obligation to answer discovery until it...

If a mortgage is under my sisters name is there any way that it can be changed to the person paying the mortgage?

You can contact the lender directly, who, with permission from your sister, could have the bills copied to your father, so that there are no late...

Can credit card judgements be enforced if they were filed more than five years after the original accounts were opened?

As stated previously, but with a minor correction, judgments in New Jersey are good for twenty (20) years. Also, by motion, they can be extended...

I am a cosigner in my friend house, he moved to Florida and stopped to make the mortgage payments

As a co-signer, you have rights and options despite the house being in foreclosure. Your friend's filing has or will gain him a discharge from any...

I had a relative hold money and now they've spent it

I think at this juncture, your best bet is to start attempting to show that a) at some juncture, you had thirty thousand dollars; b) at some point,...

Had a question about lease breaking n nj

You should definitely put the Landlord on notice about his actions. Traditionally, you must give your landlord an opportunity to correct any...