Would I have to give up my car ?

The answer depends on the value of your car net of loan balance. Go to kbb.com and figure out the trade-in value. You should see an experienced...

What are the pros and cons of filing Chapter 7 Bankruptcy when having a pending Personal Injury case worth $15,000 ?

If your concern is losing your right to collect on the PI suit, you probably need not worry. In New Jersey, you are entitled to exempt the first...

Can I discharge old student loan in bankruptcy

Not easily dischargeable in bankruptcy, but if you have been in default for more than 6 years without them getting a judgment against you, any suit...

Judgments After Chapter 7 Discharge and Foreclosure

In New Jersey, a Superior Court judgment is a lien on real estate. While a bankruptcy discharge prevents other efforts to collect the judgment it...

I agree with others. However, service of a summons and Complaint is permitted by mail. In order to set aside a judgment you need to show a...

Your lender is entitled to do what they are doing. As a result you will have to pay the arrears created by your failure to pay post-petition taxes,...

Can a medical office send a bill to collections by changing a previously agreed payment plan to demanding full payment?

Payment arrangements should always be confirmed in writing, including a stipulation that as long as you stick to your end of the bargain, the...

What can I do?

For starters do a budget, listing and adding up all your basic living expenses. Then compare that to the money coming in to see if anything is...

My colleagues are right. You can fight this in court, but these agreements include provisions for legal fees so you might just end up increasing...

What would we do in the situation of a customer requesting a large sum of money back because they filed bankruptcy?

Most likely this is a demand to recover payments you received as "preferential" transfers. There is information on my website. You should...