If I don't own property can I still use $11,280 of the Federal Homestead Exemptions to exempt other property (furniture, etc)
Jill's answer
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Answered on March 09, 2017
Yes, you can use the federal wildcard (the homestead exemption) to exempt any property at all. However, there is another exemption to cover...
Stenger and Stenger would not work with me on a settlement. I agreed to make a payment every month. What will happen now
Jill's answer
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Answered on March 06, 2017
Your creditor is not required to accept your offered settlement or any settlement. Additionally, they can proceed to collect on this debt in any...
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Does an ex spouse have to sign a quit claim deed if he filed a chapter 7?
Jill's answer
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Answered on March 05, 2017
This is a complicated situation and you should make an appointment with an experienced attorney to review this matter. Your boyfriend needs to...
My boyfriend used my identity and defrauded me. What are my options to avoid any legal consequences?
Jill's answer
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Answered on March 05, 2017
You should report this crime to the police as well as dispute the debts with the credit bureau. You can sue your ex-boyfriend or file for...
Archived
What will happen to my house if I can't pay a secured home equity loan 2nd mortgage?
Jill's answer
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Answered on March 03, 2017
The lender could foreclose or sue you for payment. Once they have a judgment, your wages could be garnished or your bank accounts levied. If you...
Are court judgements dismissed in a chapter 7 Bankruptcy.
Jill's answer
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Answered on March 01, 2017
The judgment is void if the debtor receives a discharge. However, if you executed on the judgment, it may be a lien on the debtor's real estate. ...
Archived
NJ My husband took $20,000 loan out & lied about what I was signing. What can I do in NJ about this?
Jill's answer
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Answered on February 21, 2017
One thing you can do is get your credit report for free from annualcreditreport.com. Then you can see what type of loan this is. You may wish at...
Archived
Can I sue a creditor or superior court for illegally suing me in incorrect county
Jill's answer
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Answered on February 14, 2017
One issue you did not address in your questions is whether you dispute the actual underlying debt or have a meritorious defense against it. You...
Archived
Should I pay the garnishment?
Jill's answer
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Answered on February 09, 2017
You can require that Pressler and Pressler sign a Warrant of Satisfaction which you can enclose with your payment. You have the right to then...
Archived
Why is mortgage company still sending me letters to settle mortgage after chapter 7 bankrupsy. have sent me a 1099A last year.
Jill's answer
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Answered on February 08, 2017
You may have rights to damages if this company is truly trying to collect on a discharged debt. You don't say when the 1099 was filed, but you do...
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