This law firm sent me court documents that look fake and on the bottom it says “this is used to collect a debt” is this valid?
Jill's answer
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Answered on November 28, 2017
If this is a letter from a debt collector, you should dispute the debt. If it is a legal notice of wage execution, you can easily call the court...
If a judgment is collected upon, in NJ, can the person collecting garnish your social security, my only form of income?
Jill's answer
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Answered on November 27, 2017
Good morning,
Social security cannot be garnished; however, it you commingle your social security funds with other funds in your bank account,...
Archived
Bankruptcy and foreclosure NJ
Jill's answer
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Answered on September 27, 2017
You are correct. Only one of you need to file for bankruptcy to stop the sheriff sale. However, if you are not planning to keep the house, you...
What is the statute of limitations on Payday loans in New Jersey?
Jill's answer
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Answered on September 13, 2017
Good afternoon, You may very well be liable for this loan with interest. However, you cannot be arrested for failure to pay a debt. You may wish...
What will happen if I just stop paying on my $50000 signature loan and my credit cards?
Jill's answer
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Answered on July 10, 2017
You are not alone. If you stop paying your bills, first you will get a lot of calls from your creditors. Then your debts will go into collection...
Archived
I had a mesh I planted in 2007, then had filed chapter 13 in dec 2008, chapter 13 discharged feb 2013, filed mesh 2013
Jill's answer
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Answered on June 27, 2017
You don't say whether you disclosed this asset in your Chapter 13 case or whether you knew you had a potential legal claim at that time. ...
Archived
How to collect on a business debt?
Jill's answer
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Answered on June 26, 2017
You can contact an attorney in your area to file a lawsuit to get a judgment. Once you have a judgment, you can try to collect by levying on...
Archived
Is a judgement for nonpayment of rent a dischargeable debt?
Jill's answer
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Answered on June 20, 2017
No. You must not collect on this debt or you risk being fined for violation of the automatic stay or the discharge injunction. Debtors file...
Archived
Need to clear an old repo and doctors bills and other miscellaneous bills. Can I clear all that up by filing bankruptcy?
Jill's answer
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Answered on June 12, 2017
Yes, repossession and balances on car loans as well as medical bills are dischargeable in bankruptcy. Bad debts are on your credit history for 7 ...
WHAT HAPPENS IF I CLOSE MY BANK ACCOUNT I HAVE A NUMBER OF PAYDAY LOANS?
Jill's answer
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Answered on June 12, 2017
If you do not pay your debts, they will go into collection, then a lawsuit may be filed. If a judgment is entered against you, your bank account...
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