I just found out that my wages are being garnished ...how do I find out who is garnishing my wages and why?

Additionally, you can go to www.judiciary.state.nj.us. Go to the online tab. Go to ACMS database and sign in for free. Type your name. The creditor...

Can a vacant house surrendered under Chap. 13 be safely rented ?

I would read the Note that you signed with the mortgage servicer. There is usually a provision dealing with rent skimming.

Mortgage company seeking final judgment in foreclosure, will I owe money if the mortgage was included in my Ch 7 Bankruptcy?

To supplement the prior answers, you may get two adjournments of the sheriff sale. Each adjournment is good for two weeks. The fee is $28.00 per...

If I am filing Chapter 7 and I don't really own anything that's worth much. Which exemption should I choose?

I only used the NJ exemptions twice in my career. Both times, it involved life insurance proceeds. Please hire a local bankruptcy attorney.

When filing Chapter 7, on schedule c, what do you list?

To get a sense of what your attorney will do once you seek one out, Google 11 USC 522(d). If you fill out the forms yourself, you will likely make...

My husband has been convicted for credit card thrift, is it possibly for him to file for me?

Citizenship is not required to file. What you need are assets. Illegal aliens are therefore entitled to file for bankruptcy. Immigration is a...

Should I keep paying homeowners ins. after bankrupt

Yes. Pay it. If the mortgage servicer obtains forced place insurance, that insurance only covers their interest, not yours. And if someone hurts...

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NEED EMERGENT CHAPTER 13 BK .. I LIVE IN NJ AND HAD NOT FILED INCOME TAXES FOR A FEW YEARS CAN I STILL GET THE EMERGENCY CH 13??

All things being equal, I would evaluate your tax situation first. Maybe start with an offer in compromise based on doubt as to collectibility....

Bankruptcy ch 10 discharged 2/2010 in OH. Creditors putting balances back & delinquencies on my credit report.

Sounds like you have a discharge violation. You need to see a bankruptcy attorney to handle this. Often, such as me, the attorney takes the case...

File a police report. Detail everything. Ask for prosecution because what this person did to you (mom) was a crime against not only you, but all...