Do you have to file bankruptcy prior to a foreclosure

At the very least, get a consultation now. There may be other factors at play. All things being equal, a chapter 13 is better if you owe equitable...

What lawyer do I need?

Corporate attorney.

If you steal from a clothing store and they fine you. Can they garnish your wages for the fee without every taking you to court?

You need to carefully look at the judge's order. Contact a local criminal attorney.

Has anyone had a client who has successfully done a pre-petition inheritance (Intestate) disclaimer in Ch. 7 bankruptcy case?

I have had success here in New Jersey. But here is the critical part. A disclaimer means that you take nothing. . . . zero. . . . zip. So if you...

I owe debt to a retail bank and have recently got a letter from a debt collector.

Call up the debt collector and request an accounting. Keep all records for a possible Fair Debt Collection Practices Act violation.

You are not entitled to this money.

In a chapter 7 can a trustee use my homestead exemption to pay a judgement?

New Jersey does not have a homestead exemption. Governor Christie refused to sign the $125,000.00 homestead exemption into law. Instead, New...

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Bankruptcy question

While 522(f) appears to apply, it probably doesn't. I note that you live in New Jersey. Here, Judge Lyons has an opinion that greatly reduces the...

If forced to defend a fraudulent chapter 13 bankruptcy case filed by my ex-husband, am I entitled to recoup my legal fees?

The American Rule applies unless there is a special provision that states otherwise. This means that you pay your own fees. Did you ask your...

Can I file against CitiMortgage for changing the terms of my modification and request the judge to enforce the original terms.

When an identical question was asked on the bankruptcy side, I suggested that you contact a family attorney. You would file a motion with the court...