Credit card debt is sold to another collection agency. Does it mean they don't have proof I owe it?

It is more likely than not that the debt buyer merely has an Excel spreadsheet with some other paperwork. If you get sued, as long as you obtain a...

Civil suit to collect unpaid attorneys fees

At least here in NJ, the judgment creditor must first levy your personal assets prior to a levy on your real estate. Levy on personal property...

In a debt collection lawsuit, can the junk debt buyer's attorney switch to Depo-oral if we started our Discovery in written ?

I normally exhaust paper discovery such as interrogatories, requests for admissions and request for production of documents. Then I go into...

If I declare bankruptcy will debt I owe to an insurance company still have to be repaid? What about school debt?

It appears that all debts you listed are dischargeable.

I am a creditor in a chapter 13 bankruptcy. What can I do to insure I am paid the $99,000 of my proof of claim.

Try to find our the elements of what a "bad faith" filing is in your local jurisdiction. See if it applies. Also, see if your claim meets one of...

I've had my bank account levied. I have read there is a $1,000 exemption I can claim but am not sure how to do this.

Unemployment is exempt from levy. But you must not commingle the funds with nonexempt income. Go to the courthouse with a copy of your bank...

HOW DO YOU OPEN A CHAPTER 13 CASE TO SEEK A TURNOVER ?

Is the chapter 13 open? If not, there is no fee to reopen to prosecute claims on behalf of a debtor. But you need to get the Clerk process the...

Utility Bill and Chapter 7

Sounds like both an automatic stay violation and a discharge injunction violation. You need to see a bankruptcy litigation attorney for this. Do...

After 46 months our bankruptcy chapter 7 is pending

Agreed with Mr. Weiss. Not sure if you are disputing the creditor or disputing the exemption or the three years it is taking the trustee to...

In the November motion, did the mortgage servicer disclose that the sheriff sale took place and requested a do-over? Did you oppose the motion and...