Can I (co-signer) sue someone (borrower) for loss of credit/damaging credit?

Dispute the entry on each credit report with the reporting bureau. You can do that online at each agency's website. If you end up paying the debt,...

Seeing money from a judgement

You can record, or docket, the judgment in Trenton, and then get a collection agency or lawyer to try to collect it. Otherwise, its just a nice paper.

I think not. This is more of a question for a jury or judge than a hard and fast law. The late fee, even if agreed to, has to be a reasonable...

How do I settle a billing dispute with a Utility Company. They have been estimating my bill for over 5 years.The bill is wrong

You will have to go through the public utilities commission. Why, because New Jersey is awesome and we have a commission for everything. Google...

Are children responsible for paying a deceased parent's debt?

NO. end of story. If you are the executor of the estate, that is a separate set of responsibilities, but just as a child, no.

Received a debt collection letter from a dentist for an outstanding balance from work done about 1999?

They are past the time in which they can file suit, so as long as they don't threaten to sue they can ask for payment forever.

Judgement against a former employer s andhis defunct company

It depends, is the employer as an individual named? Its a thorny question.

What can my employer/creditors legally take from my paychecks for a garnishment in NJ

Based on your figures it doesn't look like they can take anything.

In New Jersey, what does a provider's income have to do with an adult child filing for bankruptcy?

If he went to legal aid or was seeking county benefits, they are trying to determine the household income, but that is different from how income is...

If my alimony it is my only source of income. How much can a creditor garnish if they receive a judgment against me?

There is an equation that you have to do, but it generally works out to be about 1/3 of your gross income.