Archived
I have a 660-690 FICO but no job. I have considerable assets and collateral to pledge.
WHy wont the bank refi me?
Jonathan's answer
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Answered on July 27, 2012
Under ECOA they are required to send you written (30 days) notice with specific reason for denial. This is a good starting point to examine the...
Archived
My friend withdrew my money from my bank account and says she is entitled to it and is keeping it. How do I get my money back?
Jonathan's answer
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Answered on July 27, 2012
To file a civil action you would have to sue her in BR court because she is protected form civil suits due to the BR filing. She should list you...
Archived
A bank advertises $499 and refi with no points
Jonathan's answer
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Answered on July 27, 2012
There are regulations as to what an advertisement must contain and this advertisement might very well violate the regulations but if you agreed to...
Archived
Purchased a used vehicle from a dealer. Paid for the extended warranty. Found out 6 months later there is no warranty.
Jonathan's answer
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Answered on July 27, 2012
This is fraud. The dealer STOLE you money. The claims should be for fraud and consumer fraud and if successful you wolf be entitled to 3 x damages...
Archived
Do I need a salvage title?
Jonathan's answer
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Answered on July 20, 2012
If they are salvaging your car on an insurance claim then they get the car because they are in essence purchasing the car from you for market value...
Archived
Do I have a case when dealership sold me a not a safe car to drive?
Jonathan's answer
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Answered on July 18, 2012
Mr. Burdge's response is excellent and I would only add that you also might have a breach of warranty claim and that covers attorney fees and costs...
Archived
Is it possible to sue your spouse for getting a credit card in your name without your consent?
Jonathan's answer
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Answered on July 17, 2012
As an addition to the other answers, if the purchases on the credit card are for you mutual benefit I have credit card companies argue that you...
Archived
I bought an explorer 3 months ago. paid cash. doesnt qualify for lemon law, but i have not recieved a title yet.
Jonathan's answer
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Answered on July 14, 2012
You have many courses of action against the dealer
1 - Revoke the transaction due to breach of warranty of Title. In NJ you have to give title...
Why is the insurance company demanding I sign an affidavit of no insurance even though I'm covered as a resident relative?
Jonathan's answer
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Answered on July 14, 2012
If there is another policy than that policy should, probably provide PIP benefits . The insurance company want to make sure that they are not...
I recently sold my car privately and now the buyer is trying to say the motor is bad and wants to return the car, what do i do?
Jonathan's answer
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Answered on July 14, 2012
If you are not a professional seller you are subject to suit for breach of warranty and many other possible claims (breach of warranty).
If...
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