Yes, because you were never served. You need to move to vacate the judgment for lack of service. Under US law you have to have actual service...

Solar is a huge area these days. Tons of fraud cases coming out of there, sounds like this is one of them. I am at max capacity so don't call me,...

I have bad news for you. They scared you into waiving your statute of limitations defense. I wish you had posted here or, better, retained...

No, don't worry about that. Collection of debt in NJ is not a criminal situation. It is a civil dispute and your credit has likely been impacted,...

I disagree with my learned colleague on this. You DEFINITELY have grounds for suit. A car that is four years older is less valuable than the car...

The borrower probably declared bankruptcy and discharged the debt. You need an attorney to look through the original documentation to see if you...

That you are posting your question here means that you are trying to close a piece of real property with a title agent as your...

When you say petty, what does that mean? And what do you need him for? To sign off on the title? I don't see how you need him for anything else....

Why would you? An affidavit of merit prevents you from facing an expensive motion to dismiss. If you think you are going to save money by not...

You don't need to worry about a repossession causing your license to be suspended. That is now how things work. Sounds like you have a lot...