You should immediately contact the senior protection services in Morris County, NJ. Their website is here:...

Hell yes you can. That is clear consumer fraud. The case will likely turn on what documentation exists in the file regarding your $500. If...

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I follow you 100, and appreciate your question and request for none of the palaver you often see: "Find a lawyer, you have not created an...

Towing it back to the lot is a good idea if all you want is to get rid of the physical vehicle. It is a bad idea if you want to preserve...

Yes ... so long as your notification to the CRAs was 1) sufficiently drafted and clear, 2) it was delivered to the proper address and 3) there...

Cannot pay the new modification?

I do this work A LOT. You have to make to make that payment. You just HAVE TO. The way it works is now that you have been offered a...

What does your contract with them say?

Can I hold the company servicing my car lease accountable for not completing the disaster deferment correctly on my credit?

So, this is a very complex area of the law and a complex fact pattern. You explained it very well. I am going to give you information and some...

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That is an act of Consumer Fraud. You most definitely can sue him, and you can sue him in New Jersey, and you should. What he is engaged in is a...

What is the best way to handle a collection debt that I do not feel I owe?

Your question is a little confusing, but the above is not good advice, IF the dispute is over an attorney's invoice in New Jersey. That is where...