Archived
Is the attorney supposed to check the record for unknown bills and liens in a bankruptcy?
Marvin's answer
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Answered on December 15, 2015
Generally speaking, some liens may not show up in a credit report, perhaps very recent, or filed after you ran the report There are also many...
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Archived
Do you have any rights as a creditor if the person in debt lies during their bankruptcy hearing
Marvin's answer
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Answered on December 15, 2015
Generally speaking, deliberate concealment of assets is both a bankruptcy crime and grounds for denial of the bankruptcy discharge from all...
Archived
What happens when the original creditor and collection agency both won't deal with you?
Marvin's answer
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Answered on August 05, 2015
A collector is not supposed to contact a debtor after 9 PM, so this may be a violation of the Fair Debt Collection Practices Act. The collector...
Archived
What are my options as Creditor Employer in the Notice of Chapter 7 Bankruptcy Case against the Debtor Ex Employee
Marvin's answer
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Answered on August 05, 2015
Your dates make no sense. No one has a meeting of creditors only 8 days after filing. The complaint deadline you list - even if you correct for...
Hello,
This is with regard to Collection account on my credit report.
Marvin's answer
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Answered on July 13, 2015
It may may sense to wait until you receive a letter, since if the bill is bogus you would need to prove that. As to what you are being billed for,...
Archived
What tax papper do i fill out,i just got credit card remove
Marvin's answer
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Answered on April 13, 2015
In addition to the advice above, while only providing general information and not tax advice, tax discharged without filing a bankruptcy is...
Archived
Can I sue a Credit Reporting Agency if they shared my information without a permissible purpose?
Marvin's answer
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Answered on February 19, 2015
How do you know the source of the mailing was from a CRA? Sometimes when you deal with a merchant you have an existing relation with you also...
Archived
Should we file for bankruptcy for mostly mortgage and car debt and little credit card debt.
Marvin's answer
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Answered on January 13, 2015
You have a complicated fact pattern that requires an extensive analysis, which I will not do here.
However, a few facts to consider that have...
How I remove charge-off account from my credit report or what are my options to make a deal with creditor?
Marvin's answer
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Answered on January 13, 2015
Often, once a loan is charged off it is sold to another lender, who tries to collect. The new collector has no power to remove the negative rating...
Archived
I have a ucc-1 lien on my assets at site location. need to know how to file a claim against fair debt collection agency
Marvin's answer
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Answered on November 18, 2014
You seem to have provided conflicting information. The Fair Debt Collection Practices Act only applies to consumer debts, not business debts, and...
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