Can a collection company still try to collect a debt from me if they still haven't tried to bill Medicaid for a trip to the ER?

Collection agencies are subject to the Fair Debt Collection Practices Act. Medical creditors today are very aggressive. Generally speaking, save...

Can a bank repossess your car if the balance is paid off, but you refuse to pay the late fees?

I don't know the terms of your payment extension, but generally, there would be something in writing saying they won't issue a default for an...

You can ask but there is no obligation for them to agree, especially for Ford Motors (long story). The judge will review the paperwork and see if...

It sounds like you are a renter and the home owner lost the house at sheriff sale. He should not have rented to you so close to sheriff sale so you...

When filing an emergency chapter 7, does the court send out letters to my creditors and me?

As for you, the court will appoint a trustee, and the notice will be mailed to you stating the trustee name, date, time and place for the 341...

Student loans, whether governmental or private are, pursuant to the BAPCPA statute enacted in 2005, not dischargeable in bankruptcy unless extreme,...

Bankruptcy

It would take a consult to get enough information to start to answer your question. Generally speaking only, if the house has excess equity that...

How do I file for exemption of garnishment of SSDI funds from bank?

You need to contact the creditor and the bank. If you can show that the only funds going into that account were exempt SS funds they should release...

How do i begin the process to file for bankruptcy

I agree with Mr. Thompson although the school tuition case may not be the final word on the subject. Sometimes a loan form is filled out when...

Should I file for bankruptcy now that all of my accounts are in a charge off status? Or should I wait it out.

Whether or not charged off, most unsecured debts are normally discharged in a Chapter 7 bankruptcy (except most school loans, child support, recent...