I received a civil summons for a credit card debt, but I do not have the money to pay them back. What is the best way to respond

Although you can try to settle it with the creditor so that a monthly payment you can afford can be worked-out, you may want to consider filing for...

Being overwhelmed with medical bills

You may be able to file a Chapter 13. Although you are not eligible to file a Chapter 7 bankruptcy because your are legally required to wait eight...

My chapter 7 bankrupcey was finalized april 2010.I received letters of foreclosure so i left the property and notified the bank

I know it is stressful however, foreclosure is taking between 2 to 3 years in the state of New Jersey. Some servicers have haulted foreclosure in...

Debt is not discharged ("wiped out") until your case is completed. However, the creditors will legally have to stop contacting you once you file...

I live in MN and my husband had credit cards before we were even married, in his name only, am i responsible at all? I do not be

If you were not married at the time he used the credit cards you will not be liable. This assumes you were not an authorized user on his cards. ...

HOA, Lien and bankruptcy.....

When you file a bankruptcy an invisible shield comes down around you. This shield is called the automatic stay. With very few exceptions...

I want to file a chapter 7 in nj and need a lawyer.

I am a Consumer Bankruptcy Attorney in New Jersey. Your bankruptcy will not effect your boyfriend in anyway. Debtors are required to list income...

Will bankruptcy get rid of my heloc ?

It is possible to "stip off" and discharge a 2nd mortgage in bankruptcy in some circumstances in a Chapter 13 bankruptcy. "Stip off" is a legal...

Can l loose my job for fileing bankruptcy

Child support is a non-dischargeable debt. This means a bankrutpcy will not wife it out. It is possible to pay back child support through a...

Can we withdraw from bankruptcy after 1 year because the cost is killing us and we are struggling to pay our mortgage

Hi. More information is needed. First, if you have an attorney you should consult with him or her. It is possible to have a bankruptcy case...